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Wallet icon Coin icon Rate 140 000 CZK - 160 000 CZK / month info
Timer icon Form of cooperation Full-time / 40% Remote
Briefcase icon Sector Banking
Location icon Location Praha

info The reward is calculated upon delivery of 20 MD per month (1MD=8h)

Project duration 6 months with possible extension
Period of cooperation 24.08.2026 - 24.02.2027
Start date 24.08.2026 - 31.08.2026
Project duration 6 months with possible extension
Period of cooperation 24.08.2026 - 24.02.2027
Start date 24.08.2026 - 31.08.2026
Technology
  • Swift
Languages
  • English flag English - active, B2/C1/C2
  • Slovak or Czech flag Slovak or Czech - native

Project description

  • testing of solutions for processing foreign and cross-border payments from transaction initiation to settlement, accounting, returns, and reconciliation
  • verifying the correct flow of payments between banking systems, correspondent banks, SWIFT gateway, and related internal client systems in the banking sector
  • working in the SWIFT, ISO 20022, and CBPR+ environment in collaboration with analysts, developers, payment operations, and business specialists
  • designing test scenarios, test cases, and test data for integration, system, end-to-end, and regression testing
  • detailed testing of messages pacs.008, pacs.009, pacs.009 COV, pacs.002, pacs.004, and camt.056
  • verifying full and partial returns of settled payments using pacs.004, including references, return reason codes, amounts, currencies, settlement methods, and participant roles
  • analysis of input and output XML messages, database data, logs, and communication between individual systems
  • checking accounting and transactional records, impact on client and nostro accounts, statements, and reconciliation
  • logging and analysis of defects, evaluating test results, and communicating findings to relevant stakeholders
  • collaboration in a hybrid mode combining onsite and remote

Project requirements

  • Required experience and knowledge:
    • practical experience with testing foreign or cross-border payments in a bank, fintech, or a bank payment system provider
    • deep knowledge of the end-to-end lifecycle of a foreign payment, including authorization, routing, clearing, settlement, accounting, controls, returns, and reconciliation
    • strong knowledge of SWIFT and the principles of cross-border correspondent banking
    • practical knowledge of ISO 20022 and the ability to read, analyze, and test ISO 20022 messages in XML
    • experience in validating message structure, mandatory and optional elements, data relationships, codes, and rules according to CBPR+ Usage Guidelines
    • detailed knowledge of pacs.004 – Payment Return, its use after settlement, and the difference compared to a rejection via pacs.002 and a recall via camt.056
    • knowledge of messages pacs.008, pacs.009, pacs.009 COV, pacs.002, pacs.004, and camt.056
    • ability to correctly work with UETR, End-to-End ID, Instruction ID, and original message references
    • experience in preparing test scenarios, test cases, test data, defect logging, and results evaluation
    • experience with integration, system, end-to-end, and regression testing
    • knowledge of XML, XSD, and message validation
    • good knowledge of SQL and the ability to verify accounting and transactional records in the database
    • ability to analyze logs, database data, and messages exchanged between systems
    • experience with REST/SOAP APIs or other integration interfaces
    • experience with Jira and a test management tool
    • English language skills enabling work with SWIFT and ISO 20022 documentation and communication in an international environment
    • seniority enabling independent ownership of the payment domain and collaboration with analysts, developers, payment operations, and business
  • Other relevant experience
    • knowledge of the difference between serial payment and cover payment and the relationship between pacs.008 and pacs.009 COV
    • understanding of correspondent banking principles and nostro/vostro accounts
    • knowledge of the meaning of BIC, IBAN, value date, cut-off times, settlement accounts, and charge bearer variants OUR, SHA, and BEN
    • experience in testing sanctions, AML, and fraud controls in the payment process
    • ability to verify STP processing, repair queue, reprocessing, duplicates, and idempotency
    • experience in checking the accounting impact of sending, rejecting, and returning payments
    • experience with UAT testing
  • Advantageous
    • knowledge of messages camt.029, camt.052, camt.053, camt.054, pain.001, and pain.002
    • experience with Postman or SoapUI
    • experience with MQ, Kafka, or other messaging solutions
    • experience with automated backend or API testing
    • experience with SWIFT Alliance, FINplus, or a banking SWIFT gateway
    • experience with a payment engine or core banking system
    • experience with migrating SWIFT MT messages to ISO 20022 MX messages
    • knowledge of MT103, MT202, and MT202 COV and their mapping to ISO 20022
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